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Call reports 2006

PINE COUNTRY BANK — 2006

What PINE COUNTRY BANK reported to the FFIEC in 2006, quarter by quarter.

PERIOD: 2006SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/77eb68a7-ab8c-46c7-8805-4aa4761fe5c4/2006

Balance sheet

What the bank holds and owes at quarter end

Measure2006Q12006Q22006Q32006Q4
Total assets70,872,00074,037,00077,085,00074,183,000
Total loans44,924,00048,386,00050,229,00049,704,000
Allowance for loan losses455,000471,000486,000497,000
Securities available for sale20,311,00020,056,00020,682,00019,214,000
Securities held to maturity0000
Trading assets0000
Total deposits61,807,00063,854,00065,357,00065,063,000
Interest-bearing deposits51,443,00053,449,00054,942,00055,171,000
Noninterest-bearing deposits10,364,00010,405,00010,415,0009,892,000
Equity capital6,094,0006,110,0006,660,0006,943,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2006Q12006Q22006Q32006Q4
Interest income1,145,0002,384,0003,762,0005,195,000
Interest expense370,000821,0001,341,0001,893,000
Net interest income775,0001,563,0002,421,0003,302,000
Noninterest income73,000170,000262,000361,000
Noninterest expense520,0001,045,0001,647,0002,238,000
Provision for loan losses15,00030,00045,00060,000
Pretax income321,000648,000981,0001,356,000
Income tax101,000204,000306,000431,000
Net income220,000444,000675,000925,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2006Q12006Q22006Q32006Q4
Tier 1 capital6,194,0006,418,0006,649,0006,899,000
Total capital6,649,0006,889,0007,135,0007,396,000
Risk-weighted assets51,637,00054,974,00057,008,00055,769,000

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