Call reports 2005
PINE COUNTRY BANK — 2005
What PINE COUNTRY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 63,938,000 | 66,247,000 | 66,278,000 | 68,333,000 |
| Total loans | 38,056,000 | 38,154,000 | 40,836,000 | 42,666,000 |
| Allowance for loan losses | 413,000 | 428,000 | 437,000 | 446,000 |
| Securities available for sale | 20,883,000 | 19,797,000 | 20,314,000 | 20,812,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,108,000 | 58,025,000 | 57,711,000 | 59,883,000 |
| Interest-bearing deposits | 48,185,000 | 48,752,000 | 47,766,000 | 49,365,000 |
| Noninterest-bearing deposits | 7,923,000 | 9,273,000 | 9,945,000 | 10,518,000 |
| Equity capital | 5,748,000 | 6,302,000 | 6,400,000 | 6,296,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 970,000 | 1,968,000 | 3,012,000 | 4,118,000 |
| Interest expense | 228,000 | 483,000 | 760,000 | 1,083,000 |
| Net interest income | 742,000 | 1,485,000 | 2,252,000 | 3,035,000 |
| Noninterest income | 78,000 | 170,000 | 259,000 | 345,000 |
| Noninterest expense | 466,000 | 972,000 | 1,459,000 | 2,038,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 55,000 |
| Pretax income | 362,000 | 680,000 | 1,038,000 | 1,318,000 |
| Income tax | 126,000 | 197,000 | 345,000 | 495,000 |
| Net income | 236,000 | 483,000 | 693,000 | 823,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,762,000 | 6,009,000 | 6,219,000 | 6,349,000 |
| Total capital | 6,175,000 | 6,437,000 | 6,656,000 | 6,795,000 |
| Risk-weighted assets | 44,568,000 | 45,195,000 | 46,961,000 | 49,629,000 |
Machine access — free, no API key
Every figure shown here about PINE COUNTRY BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.