Call reports 2021
LIBERTY BANK, INC. — 2021
What LIBERTY BANK, INC. reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 11,697,000 | 12,513,000 | 12,498,000 | 12,520,000 |
| Total loans | 6,817,000 | 6,883,000 | 7,063,000 | 7,017,000 |
| Allowance for loan losses | 226,000 | 226,000 | 226,000 | 226,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 654,000 | 579,000 | 519,000 | 469,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,523,000 | 10,561,000 | 10,763,000 | 10,968,000 |
| Interest-bearing deposits | 438,000 | 10,178,000 | 10,276,000 | 10,379,000 |
| Noninterest-bearing deposits | 9,085,000 | 383,000 | 487,000 | 589,000 |
| Equity capital | 2,071,000 | 1,813,000 | 1,566,000 | 1,378,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 132,000 | 254,000 | 393,000 | 533,000 |
| Interest expense | 38,000 | 70,000 | 102,000 | 131,000 |
| Net interest income | 94,000 | 184,000 | 291,000 | 402,000 |
| Noninterest income | 281,000 | 301,000 | 326,000 | 521,000 |
| Noninterest expense | 607,000 | 975,000 | 1,356,000 | 1,848,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -232,000 | -490,000 | -739,000 | -925,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -232,000 | -490,000 | -739,000 | -925,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,071,000 | 1,813,000 | 1,566,000 | 1,378,000 |
| Total capital | 2,176,000 | 1,921,000 | 1,680,000 | 1,484,000 |
| Risk-weighted assets | 8,308,000 | 8,377,000 | 9,060,000 | 8,363,000 |