Call reports 2019
LIBERTY BANK, INC. — 2019
What LIBERTY BANK, INC. reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 9,553,000 | 9,193,000 | 8,869,000 | 9,293,000 |
| Total loans | 4,398,000 | 3,979,000 | 4,223,000 | 4,301,000 |
| Allowance for loan losses | 236,000 | 236,000 | 235,000 | 235,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,179,000 | 1,128,000 | 1,069,000 | 1,004,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,345,000 | 8,235,000 | 7,981,000 | 8,106,000 |
| Interest-bearing deposits | 7,933,000 | 448,000 | 7,400,000 | 7,786,000 |
| Noninterest-bearing deposits | 412,000 | 7,787,000 | 581,000 | 320,000 |
| Equity capital | 1,142,000 | 898,000 | 699,000 | 1,123,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 114,000 | 222,000 | 339,000 | 443,000 |
| Interest expense | 37,000 | 79,000 | 123,000 | 171,000 |
| Net interest income | 77,000 | 143,000 | 216,000 | 272,000 |
| Noninterest income | 567,000 | 719,000 | 874,000 | 1,073,000 |
| Noninterest expense | 433,000 | 895,000 | 1,322,000 | 1,839,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 211,000 | -33,000 | -232,000 | -494,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 211,000 | -33,000 | -232,000 | -494,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,142,000 | 898,000 | 699,000 | 1,123,000 |
| Total capital | 1,197,000 | 948,000 | 753,000 | 1,189,000 |
| Risk-weighted assets | 4,285,000 | 3,822,000 | 4,193,000 | 5,112,000 |