Call reports 2018
LIBERTY BANK, INC. — 2018
What LIBERTY BANK, INC. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 9,436,000 | 8,696,000 | 9,000,000 | 9,042,000 |
| Total loans | 5,815,000 | 5,485,000 | 5,690,000 | 5,528,000 |
| Allowance for loan losses | 224,000 | 225,000 | 225,000 | 229,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,476,000 | 1,406,000 | 1,308,000 | 1,228,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,313,000 | 7,780,000 | 8,190,000 | 8,404,000 |
| Interest-bearing deposits | 7,982,000 | 7,404,000 | 7,722,000 | 7,794,000 |
| Noninterest-bearing deposits | 331,000 | 376,000 | 468,000 | 610,000 |
| Equity capital | 1,071,000 | 868,000 | 741,000 | 588,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 136,000 | 265,000 | 392,000 | 524,000 |
| Interest expense | 22,000 | 47,000 | 76,000 | 111,000 |
| Net interest income | 114,000 | 218,000 | 316,000 | 413,000 |
| Noninterest income | 153,000 | 272,000 | 430,000 | 598,000 |
| Noninterest expense | 423,000 | 849,000 | 1,232,000 | 1,650,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -156,000 | -359,000 | -486,000 | -639,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -156,000 | -359,000 | -486,000 | -639,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,071,000 | 868,000 | 741,000 | 588,000 |
| Total capital | 1,154,000 | 939,000 | 817,000 | 664,000 |
| Risk-weighted assets | 6,533,000 | 5,587,000 | 5,949,000 | 5,934,000 |