Call reports 2017
LIBERTY BANK, INC. — 2017
What LIBERTY BANK, INC. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 11,713,000 | 11,091,000 | 11,507,000 | 10,857,000 |
| Total loans | 7,663,000 | 7,634,000 | 6,439,000 | 6,073,000 |
| Allowance for loan losses | 289,000 | 289,000 | 274,000 | 296,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 649,000 | 606,000 | 690,000 | 1,343,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,505,000 | 9,994,000 | 10,110,000 | 9,549,000 |
| Interest-bearing deposits | 10,000,000 | 9,731,000 | 9,670,000 | 9,194,000 |
| Noninterest-bearing deposits | 505,000 | 263,000 | 440,000 | 355,000 |
| Equity capital | 1,090,000 | 999,000 | 1,327,000 | 1,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 370,000 | 747,000 | 555,000 | 704,000 |
| Interest expense | 24,000 | 49,000 | 73,000 | 99,000 |
| Net interest income | 346,000 | 698,000 | 482,000 | 605,000 |
| Noninterest income | 16,000 | 72,000 | 540,000 | 742,000 |
| Noninterest expense | 339,000 | 838,000 | 1,186,000 | 1,611,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 23,000 | -68,000 | -164,000 | -264,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 23,000 | -68,000 | -164,000 | -264,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,090,000 | 999,000 | 1,327,000 | 1,227,000 |
| Total capital | 1,178,000 | 1,082,000 | 1,404,000 | 1,310,000 |
| Risk-weighted assets | 6,847,000 | 6,492,000 | 6,037,000 | 6,487,000 |