Call reports 2020
SECURITY SAVINGS BANK — 2020
What SECURITY SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 433,614,000 | 450,692,000 | 447,144,000 | 467,598,000 |
| Total loans | 324,632,000 | 332,640,000 | 319,991,000 | 303,012,000 |
| Allowance for loan losses | 4,244,000 | 4,237,000 | 4,240,000 | 3,983,000 |
| Securities available for sale | 34,017,000 | 34,292,000 | 26,175,000 | 33,422,000 |
| Securities held to maturity | 8,229,000 | 7,435,000 | 7,435,000 | 7,433,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 368,391,000 | 383,948,000 | 380,884,000 | 401,252,000 |
| Interest-bearing deposits | 317,055,000 | 320,636,000 | 319,848,000 | 329,448,000 |
| Noninterest-bearing deposits | 51,336,000 | 63,312,000 | 61,036,000 | 71,804,000 |
| Equity capital | 46,289,000 | 47,057,000 | 47,461,000 | 47,307,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,432,000 | 8,646,000 | 12,739,000 | 16,637,000 |
| Interest expense | 1,322,000 | 2,401,000 | 3,402,000 | 4,292,000 |
| Net interest income | 3,110,000 | 6,245,000 | 9,337,000 | 12,345,000 |
| Noninterest income | 305,000 | 593,000 | 883,000 | 1,129,000 |
| Noninterest expense | 2,619,000 | 5,140,000 | 7,645,000 | 10,330,000 |
| Provision for loan losses | 0 | 0 | 0 | 490,000 |
| Pretax income | 796,000 | 1,732,000 | 2,609,000 | 2,688,000 |
| Income tax | 14,000 | 51,000 | 86,000 | 94,000 |
| Net income | 782,000 | 1,681,000 | 2,523,000 | 2,594,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,082,000 | 42,758,000 | 43,133,000 | 42,938,000 |
| Total capital | 46,326,000 | 46,949,000 | 47,205,000 | 46,915,000 |
| Risk-weighted assets | 344,757,000 | 335,168,000 | 325,626,000 | 318,121,000 |