Call reports 2019
SECURITY SAVINGS BANK — 2019
What SECURITY SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 452,977,000 | 455,992,000 | 451,452,000 | 444,617,000 |
| Total loans | 332,505,000 | 329,150,000 | 322,247,000 | 328,377,000 |
| Allowance for loan losses | 4,282,000 | 4,282,000 | 4,280,000 | 4,264,000 |
| Securities available for sale | 50,885,000 | 54,704,000 | 43,680,000 | 28,713,000 |
| Securities held to maturity | 13,128,000 | 12,738,000 | 12,322,000 | 11,899,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 374,169,000 | 382,618,000 | 378,940,000 | 375,071,000 |
| Interest-bearing deposits | 325,119,000 | 335,722,000 | 326,086,000 | 319,918,000 |
| Noninterest-bearing deposits | 49,050,000 | 46,896,000 | 52,854,000 | 55,153,000 |
| Equity capital | 43,703,000 | 44,644,000 | 45,055,000 | 45,580,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,627,000 | 9,494,000 | 14,165,000 | 18,942,000 |
| Interest expense | 1,358,000 | 2,831,000 | 4,320,000 | 5,793,000 |
| Net interest income | 3,269,000 | 6,663,000 | 9,845,000 | 13,149,000 |
| Noninterest income | 158,000 | 322,000 | 467,000 | 684,000 |
| Noninterest expense | 2,587,000 | 5,174,000 | 7,660,000 | 10,173,000 |
| Provision for loan losses | 52,000 | 52,000 | 52,000 | 52,000 |
| Pretax income | 788,000 | 1,839,000 | 2,680,000 | 3,688,000 |
| Income tax | 28,000 | 71,000 | 105,000 | 152,000 |
| Net income | 760,000 | 1,768,000 | 2,575,000 | 3,536,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,625,000 | 40,542,000 | 40,960,000 | 41,442,000 |
| Total capital | 43,890,000 | 44,816,000 | 45,240,000 | 45,706,000 |
| Risk-weighted assets | 341,257,000 | 341,901,000 | 346,032,000 | 345,039,000 |