Call reports 2018
SECURITY SAVINGS BANK — 2018
What SECURITY SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 227,711,000 | 228,232,000 | 229,030,000 | 235,716,000 |
| Total loans | 187,772,000 | 184,759,000 | 188,583,000 | 191,201,000 |
| Allowance for loan losses | 2,378,000 | 2,381,000 | 2,402,000 | 2,421,000 |
| Securities available for sale | 5,230,000 | 5,492,000 | 5,217,000 | 5,042,000 |
| Securities held to maturity | 2,456,000 | 5,004,000 | 5,004,000 | 4,927,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,152,000 | 184,557,000 | 183,555,000 | 192,469,000 |
| Interest-bearing deposits | 161,157,000 | 160,114,000 | 158,021,000 | 164,413,000 |
| Noninterest-bearing deposits | 25,995,000 | 24,443,000 | 25,534,000 | 28,056,000 |
| Equity capital | 24,109,000 | 24,260,000 | 24,716,000 | 24,859,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,292,000 | 4,612,000 | 7,160,000 | 9,677,000 |
| Interest expense | 458,000 | 971,000 | 1,563,000 | 2,191,000 |
| Net interest income | 1,834,000 | 3,641,000 | 5,597,000 | 7,486,000 |
| Noninterest income | 145,000 | 256,000 | 343,000 | 445,000 |
| Noninterest expense | 1,471,000 | 2,911,000 | 4,270,000 | 5,900,000 |
| Provision for loan losses | 185,000 | 350,000 | 369,000 | 415,000 |
| Pretax income | 323,000 | 636,000 | 1,301,000 | 1,616,000 |
| Income tax | 36,000 | 49,000 | 70,000 | 90,000 |
| Net income | 287,000 | 587,000 | 1,231,000 | 1,526,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,623,000 | 20,764,000 | 21,243,000 | 21,356,000 |
| Total capital | 23,001,000 | 23,145,000 | 23,645,000 | 23,777,000 |
| Risk-weighted assets | 199,161,000 | 196,976,000 | 199,217,000 | 201,580,000 |