Call reports 2016
SECURITY SAVINGS BANK — 2016
What SECURITY SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 204,387,000 | 205,599,000 | 204,600,000 | 218,606,000 |
| Total loans | 167,984,000 | 173,552,000 | 171,633,000 | 177,180,000 |
| Allowance for loan losses | 2,251,000 | 2,254,000 | 2,254,000 | 2,380,000 |
| Securities available for sale | 8,351,000 | 4,608,000 | 4,772,000 | 4,664,000 |
| Securities held to maturity | 3,630,000 | 3,202,000 | 3,202,000 | 3,100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,016,000 | 169,738,000 | 168,343,000 | 181,963,000 |
| Interest-bearing deposits | 145,944,000 | 145,539,000 | 144,372,000 | 155,235,000 |
| Noninterest-bearing deposits | 23,072,000 | 24,199,000 | 23,971,000 | 26,728,000 |
| Equity capital | 21,646,000 | 22,065,000 | 22,443,000 | 22,417,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,035,000 | 4,132,000 | 6,256,000 | 8,400,000 |
| Interest expense | 303,000 | 621,000 | 954,000 | 1,320,000 |
| Net interest income | 1,732,000 | 3,511,000 | 5,302,000 | 7,080,000 |
| Noninterest income | 133,000 | 291,000 | 453,000 | 618,000 |
| Noninterest expense | 1,145,000 | 2,286,000 | 3,440,000 | 4,542,000 |
| Provision for loan losses | 108,000 | 108,000 | 108,000 | 315,000 |
| Pretax income | 612,000 | 1,410,000 | 2,209,000 | 2,845,000 |
| Income tax | 4,000 | 36,000 | 68,000 | 94,000 |
| Net income | 608,000 | 1,374,000 | 2,141,000 | 2,751,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,041,000 | 18,445,000 | 18,847,000 | 18,913,000 |
| Total capital | 20,204,000 | 20,674,000 | 21,074,000 | 21,201,000 |
| Risk-weighted assets | 172,976,000 | 178,369,000 | 178,144,000 | 182,951,000 |