Call reports 2015
SECURITY SAVINGS BANK — 2015
What SECURITY SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 184,014,000 | 186,501,000 | 193,990,000 | 199,406,000 |
| Total loans | 154,750,000 | 157,918,000 | 159,185,000 | 162,586,000 |
| Allowance for loan losses | 1,967,000 | 2,141,000 | 2,141,000 | 2,141,000 |
| Securities available for sale | 3,527,000 | 3,147,000 | 3,136,000 | 7,899,000 |
| Securities held to maturity | 1,543,000 | 3,653,000 | 3,653,000 | 3,630,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,226,000 | 152,837,000 | 158,334,000 | 164,182,000 |
| Interest-bearing deposits | 129,063,000 | 131,679,000 | 135,608,000 | 138,278,000 |
| Noninterest-bearing deposits | 22,163,000 | 21,158,000 | 22,726,000 | 25,904,000 |
| Equity capital | 20,511,000 | 20,824,000 | 21,365,000 | 21,528,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,918,000 | 3,888,000 | 5,918,000 | 7,947,000 |
| Interest expense | 265,000 | 533,000 | 815,000 | 1,104,000 |
| Net interest income | 1,653,000 | 3,355,000 | 5,103,000 | 6,843,000 |
| Noninterest income | 246,000 | 360,000 | 513,000 | 652,000 |
| Noninterest expense | 1,099,000 | 2,162,000 | 3,205,000 | 4,247,000 |
| Provision for loan losses | 0 | 173,000 | 173,000 | 275,000 |
| Pretax income | 800,000 | 1,380,000 | 2,238,000 | 2,973,000 |
| Income tax | 69,000 | 104,000 | 139,000 | 170,000 |
| Net income | 731,000 | 1,276,000 | 2,099,000 | 2,803,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,878,000 | 17,216,000 | 17,751,000 | 17,920,000 |
| Total capital | 18,825,000 | 19,259,000 | 19,812,000 | 20,021,000 |
| Risk-weighted assets | 155,774,000 | 163,368,000 | 164,834,000 | 168,104,000 |