Call reports 2014
SECURITY SAVINGS BANK — 2014
What SECURITY SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 177,057,000 | 174,201,000 | 180,502,000 | 183,891,000 |
| Total loans | 139,739,000 | 144,591,000 | 151,795,000 | 155,545,000 |
| Allowance for loan losses | 1,319,000 | 1,745,000 | 1,930,000 | 1,965,000 |
| Securities available for sale | 6,436,000 | 5,136,000 | 4,541,000 | 4,130,000 |
| Securities held to maturity | 1,682,000 | 1,566,000 | 1,566,000 | 1,543,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,500,000 | 140,621,000 | 147,177,000 | 147,039,000 |
| Interest-bearing deposits | 119,861,000 | 119,791,000 | 125,114,000 | 122,604,000 |
| Noninterest-bearing deposits | 24,639,000 | 20,830,000 | 22,063,000 | 24,435,000 |
| Equity capital | 19,819,000 | 19,994,000 | 20,424,000 | 20,029,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,734,000 | 3,572,000 | 5,489,000 | 7,453,000 |
| Interest expense | 268,000 | 535,000 | 805,000 | 1,077,000 |
| Net interest income | 1,466,000 | 3,037,000 | 4,684,000 | 6,376,000 |
| Noninterest income | 109,000 | 209,000 | 302,000 | 414,000 |
| Noninterest expense | 964,000 | 1,913,000 | 2,896,000 | 3,968,000 |
| Provision for loan losses | 225,000 | 651,000 | 834,000 | 1,345,000 |
| Pretax income | 386,000 | 682,000 | 1,256,000 | 1,477,000 |
| Income tax | 12,000 | 24,000 | 54,000 | 55,000 |
| Net income | 374,000 | 658,000 | 1,202,000 | 1,422,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,158,000 | 16,336,000 | 16,773,000 | 16,393,000 |
| Total capital | 17,477,000 | 18,081,000 | 18,703,000 | 18,358,000 |
| Risk-weighted assets | 146,137,000 | 150,307,000 | 157,517,000 | 163,033,000 |