Call reports 2013
SECURITY SAVINGS BANK — 2013
What SECURITY SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 168,653,000 | 168,431,000 | 171,536,000 | 176,389,000 |
| Total loans | 136,054,000 | 138,582,000 | 141,862,000 | 142,947,000 |
| Allowance for loan losses | 1,825,000 | 1,873,000 | 1,919,000 | 1,093,000 |
| Securities available for sale | 7,055,000 | 6,758,000 | 6,675,000 | 6,926,000 |
| Securities held to maturity | 1,727,000 | 2,106,000 | 1,703,000 | 1,683,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,107,000 | 135,491,000 | 139,532,000 | 144,052,000 |
| Interest-bearing deposits | 113,243,000 | 113,468,000 | 115,716,000 | 119,147,000 |
| Noninterest-bearing deposits | 23,864,000 | 22,023,000 | 23,816,000 | 24,905,000 |
| Equity capital | 18,788,000 | 18,973,000 | 19,254,000 | 19,615,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,816,000 | 3,650,000 | 5,503,000 | 7,302,000 |
| Interest expense | 289,000 | 561,000 | 843,000 | 1,117,000 |
| Net interest income | 1,527,000 | 3,089,000 | 4,660,000 | 6,185,000 |
| Noninterest income | 112,000 | 217,000 | 318,000 | 409,000 |
| Noninterest expense | 915,000 | 1,856,000 | 2,779,000 | 3,663,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 679,000 | 1,348,000 | 2,052,000 | 2,738,000 |
| Income tax | 52,000 | 78,000 | 105,000 | 136,000 |
| Net income | 627,000 | 1,270,000 | 1,947,000 | 2,602,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,099,000 | 15,279,000 | 15,591,000 | 15,940,000 |
| Total capital | 16,799,000 | 17,009,000 | 17,386,000 | 17,033,000 |
| Risk-weighted assets | 135,879,000 | 138,295,000 | 143,493,000 | 148,633,000 |