Call reports 2012
SECURITY SAVINGS BANK — 2012
What SECURITY SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 158,264,000 | 155,933,000 | 163,371,000 | 167,888,000 |
| Total loans | 120,005,000 | 127,988,000 | 131,206,000 | 135,822,000 |
| Allowance for loan losses | 1,656,000 | 1,731,000 | 1,808,000 | 1,781,000 |
| Securities available for sale | 5,610,000 | 6,872,000 | 6,797,000 | 7,354,000 |
| Securities held to maturity | 1,744,000 | 1,592,000 | 1,557,000 | 1,727,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,259,000 | 125,564,000 | 132,157,000 | 136,085,000 |
| Interest-bearing deposits | 107,661,000 | 105,391,000 | 108,908,000 | 110,044,000 |
| Noninterest-bearing deposits | 20,598,000 | 20,173,000 | 23,249,000 | 26,041,000 |
| Equity capital | 17,563,000 | 17,877,000 | 18,348,000 | 18,525,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,770,000 | 3,566,000 | 5,449,000 | 7,261,000 |
| Interest expense | 327,000 | 648,000 | 961,000 | 1,262,000 |
| Net interest income | 1,443,000 | 2,918,000 | 4,488,000 | 5,999,000 |
| Noninterest income | 112,000 | 239,000 | 360,000 | 463,000 |
| Noninterest expense | 917,000 | 1,858,000 | 2,705,000 | 3,557,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 255,000 |
| Pretax income | 563,000 | 1,149,000 | 1,918,000 | 2,650,000 |
| Income tax | 47,000 | 68,000 | 96,000 | 130,000 |
| Net income | 516,000 | 1,081,000 | 1,822,000 | 2,520,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,878,000 | 14,171,000 | 14,643,000 | 14,836,000 |
| Total capital | 15,387,000 | 15,778,000 | 16,298,000 | 16,593,000 |
| Risk-weighted assets | 120,427,000 | 128,398,000 | 132,229,000 | 140,556,000 |