Call reports 2011
SECURITY SAVINGS BANK — 2011
What SECURITY SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 144,874,000 | 144,359,000 | 149,201,000 | 150,539,000 |
| Total loans | 114,484,000 | 118,271,000 | 120,453,000 | 123,197,000 |
| Allowance for loan losses | 1,624,000 | 1,717,000 | 1,794,000 | 1,571,000 |
| Securities available for sale | 4,819,000 | 5,771,000 | 5,192,000 | 5,374,000 |
| Securities held to maturity | 2,085,000 | 1,985,000 | 3,046,000 | 1,744,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,078,000 | 113,536,000 | 116,140,000 | 120,536,000 |
| Interest-bearing deposits | 103,958,000 | 99,594,000 | 99,291,000 | 96,074,000 |
| Noninterest-bearing deposits | 16,120,000 | 13,942,000 | 16,849,000 | 24,462,000 |
| Equity capital | 16,436,000 | 16,623,000 | 16,995,000 | 17,281,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,761,000 | 3,574,000 | 5,436,000 | 7,289,000 |
| Interest expense | 413,000 | 803,000 | 1,183,000 | 1,528,000 |
| Net interest income | 1,348,000 | 2,771,000 | 4,253,000 | 5,761,000 |
| Noninterest income | 100,000 | 194,000 | 300,000 | 406,000 |
| Noninterest expense | 760,000 | 1,553,000 | 2,353,000 | 3,175,000 |
| Provision for loan losses | 150,000 | 300,000 | 375,000 | 450,000 |
| Pretax income | 538,000 | 1,111,000 | 1,824,000 | 2,541,000 |
| Income tax | 20,000 | 40,000 | 67,000 | 93,000 |
| Net income | 518,000 | 1,071,000 | 1,757,000 | 2,448,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,863,000 | 13,029,000 | 13,329,000 | 13,633,000 |
| Total capital | 14,294,000 | 14,511,000 | 14,848,000 | 15,204,000 |
| Risk-weighted assets | 114,297,000 | 118,296,000 | 121,220,000 | 127,481,000 |