Call reports 2010
SECURITY SAVINGS BANK — 2010
What SECURITY SAVINGS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 130,902,000 | 137,067,000 | 139,173,000 | 146,228,000 |
| Total loans | 109,279,000 | 113,890,000 | 114,575,000 | 114,472,000 |
| Allowance for loan losses | 1,237,000 | 1,373,000 | 1,525,000 | 1,471,000 |
| Securities available for sale | 456,000 | 1,107,000 | 1,704,000 | 2,302,000 |
| Securities held to maturity | 2,154,000 | 2,137,000 | 2,095,000 | 2,067,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,789,000 | 112,614,000 | 115,657,000 | 121,663,000 |
| Interest-bearing deposits | 92,735,000 | 98,152,000 | 99,917,000 | 102,620,000 |
| Noninterest-bearing deposits | 14,054,000 | 14,462,000 | 15,740,000 | 19,043,000 |
| Equity capital | 15,799,000 | 16,111,000 | 16,473,000 | 16,341,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,749,000 | 3,600,000 | 5,478,000 | 7,248,000 |
| Interest expense | 499,000 | 979,000 | 1,439,000 | 1,866,000 |
| Net interest income | 1,250,000 | 2,621,000 | 4,039,000 | 5,382,000 |
| Noninterest income | 120,000 | 228,000 | 338,000 | 459,000 |
| Noninterest expense | 711,000 | 1,440,000 | 2,149,000 | 2,858,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 509,000 | 1,109,000 | 1,778,000 | 2,383,000 |
| Income tax | 24,000 | 54,000 | 86,000 | 89,000 |
| Net income | 485,000 | 1,055,000 | 1,692,000 | 2,294,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,225,000 | 12,527,000 | 12,892,000 | 12,762,000 |
| Total capital | 13,462,000 | 13,900,000 | 14,337,000 | 14,233,000 |
| Risk-weighted assets | 109,952,000 | 114,552,000 | 115,556,000 | 118,068,000 |