Call reports 2009
SECURITY SAVINGS BANK — 2009
What SECURITY SAVINGS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 132,779,000 | 131,640,000 | 131,029,000 | 136,242,000 |
| Total loans | 107,428,000 | 110,239,000 | 108,636,000 | 110,055,000 |
| Allowance for loan losses | 1,109,000 | 916,000 | 1,019,000 | 1,122,000 |
| Securities available for sale | 1,003,000 | 0 | 0 | 0 |
| Securities held to maturity | 2,225,000 | 2,180,000 | 2,180,000 | 2,159,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,737,000 | 107,378,000 | 106,399,000 | 112,402,000 |
| Interest-bearing deposits | 97,136,000 | 95,944,000 | 94,913,000 | 97,119,000 |
| Noninterest-bearing deposits | 11,601,000 | 11,434,000 | 11,486,000 | 15,283,000 |
| Equity capital | 14,940,000 | 15,093,000 | 15,253,000 | 15,595,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,859,000 | 3,766,000 | 5,658,000 | 7,537,000 |
| Interest expense | 713,000 | 1,416,000 | 2,059,000 | 2,650,000 |
| Net interest income | 1,146,000 | 2,350,000 | 3,599,000 | 4,887,000 |
| Noninterest income | 111,000 | 223,000 | 335,000 | 451,000 |
| Noninterest expense | 732,000 | 1,520,000 | 2,298,000 | 2,891,000 |
| Provision for loan losses | 30,000 | 105,000 | 230,000 | 380,000 |
| Pretax income | 495,000 | 948,000 | 1,406,000 | 2,067,000 |
| Income tax | 23,000 | 48,000 | 73,000 | 69,000 |
| Net income | 472,000 | 900,000 | 1,333,000 | 1,998,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,350,000 | 11,506,000 | 11,666,000 | 12,008,000 |
| Total capital | 12,459,000 | 12,422,000 | 12,685,000 | 13,130,000 |
| Risk-weighted assets | 113,498,000 | 115,020,000 | 111,704,000 | 114,463,000 |