Call reports 2021
FIRST CHOICE BANK — 2021
What FIRST CHOICE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 |
|---|---|---|
| Total assets | 2,505,732,000 | 2,445,028,000 |
| Total loans | 2,041,269,000 | 1,950,188,000 |
| Allowance for loan losses | 19,271,000 | 19,743,000 |
| Securities available for sale | 37,376,000 | 33,956,000 |
| Securities held to maturity | 1,348,000 | 1,339,000 |
| Trading assets | 0 | 0 |
| Total deposits | 1,893,632,000 | 1,865,972,000 |
| Interest-bearing deposits | 894,898,000 | 826,021,000 |
| Noninterest-bearing deposits | 998,734,000 | 1,039,951,000 |
| Equity capital | 286,525,000 | 293,865,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 |
|---|---|---|
| Interest income | 24,815,000 | 50,296,000 |
| Interest expense | 951,000 | 1,818,000 |
| Net interest income | 23,864,000 | 48,478,000 |
| Noninterest income | 2,180,000 | 3,722,000 |
| Noninterest expense | 11,661,000 | 22,461,000 |
| Provision for loan losses | 0 | 450,000 |
| Pretax income | 14,346,000 | 29,252,000 |
| Income tax | 4,236,000 | 8,886,000 |
| Net income | 10,110,000 | 20,366,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 |
|---|---|---|
| Tier 1 capital | 209,314,000 | 216,741,000 |