Call reports 2006
FIRST CHOICE BANK — 2006
What FIRST CHOICE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 41,730,000 | 44,346,000 | 48,034,000 | 64,842,000 |
| Total loans | 22,151,000 | 22,690,000 | 27,346,000 | 36,779,000 |
| Allowance for loan losses | 243,000 | 289,000 | 346,000 | 411,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,988,000 | 5,991,000 | 4,484,000 | 3,473,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,631,000 | 33,404,000 | 37,128,000 | 53,975,000 |
| Interest-bearing deposits | 29,388,000 | 31,269,000 | 32,915,000 | 49,612,000 |
| Noninterest-bearing deposits | 1,243,000 | 2,135,000 | 4,213,000 | 4,363,000 |
| Equity capital | 11,010,000 | 10,877,000 | 10,821,000 | 10,737,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 555,000 | 1,182,000 | 1,999,000 | 2,919,000 |
| Interest expense | 225,000 | 456,000 | 793,000 | 1,210,000 |
| Net interest income | 330,000 | 726,000 | 1,206,000 | 1,709,000 |
| Noninterest income | 3,000 | 6,000 | 7,000 | 8,000 |
| Noninterest expense | 479,000 | 965,000 | 1,445,000 | 2,040,000 |
| Provision for loan losses | 150,000 | 196,000 | 253,000 | 318,000 |
| Pretax income | -296,000 | -429,000 | -485,000 | -641,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -296,000 | -429,000 | -485,000 | -641,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,010,000 | 10,877,000 | 10,821,000 | 10,737,000 |
| Total capital | 11,253,000 | 11,166,000 | 11,167,000 | 11,169,000 |
| Risk-weighted assets | 27,094,000 | 27,404,000 | 32,365,000 | 44,602,000 |
Machine access — free, no API key
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