Call reports 2014
ATLANTIC COAST BANK — 2014
What ATLANTIC COAST BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 710,710,000 | 711,596,000 | 715,294,000 | 708,565,000 |
| Total loans | 419,988,000 | 439,613,000 | 464,962,000 | 495,168,000 |
| Allowance for loan losses | 6,950,000 | 6,985,000 | 7,247,000 | 7,107,000 |
| Securities available for sale | 157,224,000 | 179,553,000 | 166,076,000 | 118,699,000 |
| Securities held to maturity | 19,026,000 | 18,734,000 | 18,334,000 | 17,919,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 462,444,000 | 446,487,000 | 440,906,000 | 443,974,000 |
| Interest-bearing deposits | 419,498,000 | 401,891,000 | 396,255,000 | 399,498,000 |
| Noninterest-bearing deposits | 42,946,000 | 44,596,000 | 44,651,000 | 44,476,000 |
| Equity capital | 67,500,000 | 69,703,000 | 69,774,000 | 71,624,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 6,925,000 | 13,856,000 | 20,973,000 | 28,135,000 |
| Interest expense | 2,769,000 | 5,372,000 | 7,966,000 | 10,513,000 |
| Net interest income | 4,156,000 | 8,484,000 | 13,007,000 | 17,622,000 |
| Noninterest income | 1,410,000 | 2,943,000 | 4,658,000 | 5,930,000 |
| Noninterest expense | 4,820,000 | 10,085,000 | 15,582,000 | 21,174,000 |
| Provision for loan losses | 450,000 | 800,000 | 1,066,000 | 1,266,000 |
| Pretax income | 296,000 | 549,000 | 1,098,000 | 1,317,000 |
| Income tax | 64,000 | 101,000 | 235,000 | 0 |
| Net income | 232,000 | 448,000 | 863,000 | 1,317,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,490,000 | 72,698,000 | 73,092,000 | 73,548,000 |
| Total capital | 77,417,000 | 77,915,000 | 78,625,000 | 79,179,000 |
| Risk-weighted assets | 392,105,000 | 415,605,000 | 440,966,000 | 448,971,000 |
Machine access — free, no API key
Every figure shown here about ATLANTIC COAST BANK — 2014 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.