Call reports 2023
ROCKHOLD BANK — 2023
What ROCKHOLD BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 |
|---|---|---|
| Total assets | 41,584,000 | 43,633,000 |
| Total loans | 29,139,000 | 29,232,000 |
| Allowance for loan losses | 354,000 | 354,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 38,164,000 | 40,253,000 |
| Interest-bearing deposits | 22,581,000 | 24,254,000 |
| Noninterest-bearing deposits | 15,583,000 | 15,999,000 |
| Equity capital | 3,147,000 | 3,122,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 |
|---|---|---|
| Interest income | 490,000 | 948,000 |
| Interest expense | 39,000 | 121,000 |
| Net interest income | 451,000 | 827,000 |
| Noninterest income | 41,000 | 82,000 |
| Noninterest expense | 453,000 | 892,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 39,000 | 17,000 |
| Income tax | 4,000 | 8,000 |
| Net income | 35,000 | 9,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 |
|---|---|---|
| Tier 1 capital | 3,147,000 | 3,122,000 |
| Total capital | 3,458,000 | 3,449,000 |
| Risk-weighted assets | 24,902,000 | 26,190,000 |