Call reports 2022
ROCKHOLD BANK — 2022
What ROCKHOLD BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 47,516,000 | 47,318,000 | 48,270,000 | 46,573,000 |
| Total loans | 28,776,000 | 28,492,000 | 29,409,000 | 29,037,000 |
| Allowance for loan losses | 314,000 | 314,000 | 314,000 | 314,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,402,000 | 41,106,000 | 42,616,000 | 40,883,000 |
| Interest-bearing deposits | 25,173,000 | 24,669,000 | 25,500,000 | 23,880,000 |
| Noninterest-bearing deposits | 16,229,000 | 16,437,000 | 17,116,000 | 17,003,000 |
| Equity capital | 3,436,000 | 3,320,000 | 3,146,000 | 3,192,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 445,000 | 817,000 | 1,247,000 | 1,731,000 |
| Interest expense | 45,000 | 86,000 | 119,000 | 148,000 |
| Net interest income | 400,000 | 731,000 | 1,128,000 | 1,583,000 |
| Noninterest income | 38,000 | 79,000 | 119,000 | 161,000 |
| Noninterest expense | 491,000 | 979,000 | 1,485,000 | 1,932,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -53,000 | -169,000 | -238,000 | -188,000 |
| Income tax | 0 | 0 | 28,000 | 34,000 |
| Net income | -53,000 | -169,000 | -266,000 | -222,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,436,000 | 3,320,000 | 3,146,000 | 3,192,000 |
| Total capital | 3,748,000 | 3,634,000 | 3,460,000 | 3,506,000 |
| Risk-weighted assets | 25,025,000 | 25,173,000 | 25,836,000 | 25,267,000 |