Call reports 2021
ROCKHOLD BANK — 2021
What ROCKHOLD BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 49,326,000 | 47,257,000 | 49,694,000 | 49,030,000 |
| Total loans | 36,054,000 | 34,506,000 | 31,640,000 | 29,603,000 |
| Allowance for loan losses | 210,000 | 234,000 | 192,000 | 193,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,146,000 | 39,930,000 | 42,056,000 | 42,840,000 |
| Interest-bearing deposits | 25,468,000 | 24,700,000 | 25,540,000 | 25,370,000 |
| Noninterest-bearing deposits | 16,678,000 | 15,230,000 | 16,516,000 | 17,470,000 |
| Equity capital | 3,277,000 | 3,350,000 | 3,539,000 | 3,489,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 591,000 | 1,220,000 | 1,893,000 | 2,284,000 |
| Interest expense | 68,000 | 132,000 | 184,000 | 235,000 |
| Net interest income | 523,000 | 1,088,000 | 1,709,000 | 2,049,000 |
| Noninterest income | 38,000 | 82,000 | 120,000 | 187,000 |
| Noninterest expense | 507,000 | 1,018,000 | 1,487,000 | 1,943,000 |
| Provision for loan losses | 0 | 29,000 | 30,000 | 31,000 |
| Pretax income | 54,000 | 123,000 | 312,000 | 262,000 |
| Income tax | 4,000 | 0 | 0 | 0 |
| Net income | 50,000 | 123,000 | 312,000 | 262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,277,000 | 3,350,000 | 3,539,000 | 3,489,000 |
| Total capital | 3,487,000 | 3,584,000 | 3,731,000 | 3,682,000 |
| Risk-weighted assets | 32,412,000 | 25,821,000 | 26,027,000 | 24,997,000 |