Call reports 2020
ROCKHOLD BANK — 2020
What ROCKHOLD BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 40,519,000 | 45,610,000 | 45,894,000 | 46,453,000 |
| Total loans | 34,095,000 | 38,332,000 | 37,514,000 | 34,867,000 |
| Allowance for loan losses | 328,000 | 316,000 | 324,000 | 312,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,197,000 | 37,718,000 | 38,359,000 | 38,957,000 |
| Interest-bearing deposits | 24,524,000 | 23,219,000 | 24,051,000 | 24,861,000 |
| Noninterest-bearing deposits | 9,673,000 | 14,499,000 | 14,308,000 | 14,096,000 |
| Equity capital | 3,358,000 | 3,332,000 | 3,272,000 | 3,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 448,000 | 960,000 | 1,418,000 | 1,859,000 |
| Interest expense | 88,000 | 171,000 | 247,000 | 319,000 |
| Net interest income | 360,000 | 789,000 | 1,171,000 | 1,540,000 |
| Noninterest income | 32,000 | 69,000 | 109,000 | 146,000 |
| Noninterest expense | 477,000 | 965,000 | 1,443,000 | 1,887,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -85,000 | -107,000 | -163,000 | -201,000 |
| Income tax | 4,000 | 8,000 | 11,000 | 18,000 |
| Net income | -89,000 | -115,000 | -174,000 | -219,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,358,000 | 3,332,000 | 3,272,000 | 3,227,000 |
| Total capital | 3,686,000 | 3,648,000 | 3,596,000 | 3,539,000 |
| Risk-weighted assets | 27,545,000 | 32,106,000 | 31,620,000 | 30,287,000 |