Call reports 2019
ROCKHOLD BANK — 2019
What ROCKHOLD BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 37,882,000 | 40,310,000 | 40,834,000 | 40,086,000 |
| Total loans | 32,172,000 | 34,497,000 | 34,183,000 | 34,319,000 |
| Allowance for loan losses | 346,000 | 309,000 | 309,000 | 326,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,225,000 | 35,564,000 | 36,592,000 | 35,956,000 |
| Interest-bearing deposits | 23,903,000 | 26,327,000 | 26,720,000 | 26,470,000 |
| Noninterest-bearing deposits | 9,322,000 | 9,237,000 | 9,872,000 | 9,486,000 |
| Equity capital | 3,810,000 | 3,733,000 | 3,658,000 | 3,446,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 403,000 | 845,000 | 1,300,000 | 1,764,000 |
| Interest expense | 65,000 | 137,000 | 223,000 | 313,000 |
| Net interest income | 338,000 | 708,000 | 1,077,000 | 1,451,000 |
| Noninterest income | 64,000 | 104,000 | 139,000 | 168,000 |
| Noninterest expense | 373,000 | 854,000 | 1,328,000 | 1,820,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 29,000 | -42,000 | -112,000 | -201,000 |
| Income tax | 4,000 | 10,000 | 15,000 | 19,000 |
| Net income | 25,000 | -52,000 | -127,000 | -220,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,810,000 | 3,733,000 | 3,658,000 | 3,446,000 |
| Total capital | 4,144,000 | 4,042,000 | 3,967,000 | 3,772,000 |
| Risk-weighted assets | 26,763,000 | 28,577,000 | 28,458,000 | 27,813,000 |