Call reports 2018
ROCKHOLD BANK — 2018
What ROCKHOLD BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 38,187,000 | 38,600,000 | 37,955,000 | 38,363,000 |
| Total loans | 31,832,000 | 32,086,000 | 32,405,000 | 32,454,000 |
| Allowance for loan losses | 300,000 | 310,000 | 335,000 | 346,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,144,000 | 34,902,000 | 33,194,000 | 33,695,000 |
| Interest-bearing deposits | 23,104,000 | 24,826,000 | 23,362,000 | 23,688,000 |
| Noninterest-bearing deposits | 11,040,000 | 10,076,000 | 9,832,000 | 10,007,000 |
| Equity capital | 3,205,000 | 3,198,000 | 3,788,000 | 3,785,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 404,000 | 800,000 | 1,214,000 | 1,630,000 |
| Interest expense | 38,000 | 87,000 | 149,000 | 210,000 |
| Net interest income | 366,000 | 713,000 | 1,065,000 | 1,420,000 |
| Noninterest income | 54,000 | 91,000 | 69,000 | 107,000 |
| Noninterest expense | 396,000 | 783,000 | 1,158,000 | 1,520,000 |
| Provision for loan losses | 33,000 | 36,000 | 61,000 | 91,000 |
| Pretax income | -9,000 | -15,000 | -85,000 | -84,000 |
| Income tax | 1,000 | 2,000 | 4,000 | 9,000 |
| Net income | -10,000 | -17,000 | -89,000 | -93,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,205,000 | 3,198,000 | 3,788,000 | 3,785,000 |
| Total capital | 3,505,000 | 3,508,000 | 4,118,000 | 4,118,000 |
| Risk-weighted assets | 26,128,000 | 26,416,000 | 26,445,000 | 26,703,000 |