Call reports 2017
ROCKHOLD BANK — 2017
What ROCKHOLD BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 36,463,000 | 39,090,000 | 38,674,000 | 38,561,000 |
| Total loans | 29,214,000 | 29,827,000 | 30,371,000 | 31,428,000 |
| Allowance for loan losses | 331,000 | 331,000 | 336,000 | 267,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,324,000 | 34,897,000 | 34,743,000 | 34,761,000 |
| Interest-bearing deposits | 22,378,000 | 22,401,000 | 22,086,000 | 23,049,000 |
| Noninterest-bearing deposits | 9,946,000 | 12,496,000 | 12,657,000 | 11,712,000 |
| Equity capital | 3,635,000 | 3,657,000 | 3,377,000 | 3,215,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 377,000 | 772,000 | 1,169,000 | 1,579,000 |
| Interest expense | 31,000 | 68,000 | 104,000 | 140,000 |
| Net interest income | 346,000 | 704,000 | 1,065,000 | 1,439,000 |
| Noninterest income | 69,000 | 140,000 | 210,000 | 268,000 |
| Noninterest expense | 383,000 | 787,000 | 1,163,000 | 1,625,000 |
| Provision for loan losses | 0 | 0 | 333,000 | 444,000 |
| Pretax income | 32,000 | 57,000 | -221,000 | -362,000 |
| Income tax | 0 | 3,000 | 5,000 | 8,000 |
| Net income | 32,000 | 54,000 | -226,000 | -370,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,635,000 | 3,657,000 | 3,377,000 | 3,215,000 |
| Total capital | 3,942,000 | 3,968,000 | 3,699,000 | 3,482,000 |
| Risk-weighted assets | 24,596,000 | 24,937,000 | 25,757,000 | 25,920,000 |