Call reports 2016
ROCKHOLD BANK — 2016
What ROCKHOLD BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 35,039,000 | 34,063,000 | 33,870,000 | 34,871,000 |
| Total loans | 28,949,000 | 26,719,000 | 27,253,000 | 28,105,000 |
| Allowance for loan losses | 287,000 | 295,000 | 296,000 | 331,000 |
| Securities available for sale | 360,000 | 260,000 | 260,000 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,269,000 | 30,080,000 | 29,858,000 | 30,740,000 |
| Interest-bearing deposits | 21,051,000 | 19,725,000 | 19,809,000 | 19,891,000 |
| Noninterest-bearing deposits | 10,218,000 | 10,355,000 | 10,049,000 | 10,849,000 |
| Equity capital | 3,199,000 | 3,422,000 | 3,439,000 | 3,603,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 415,000 | 984,000 | 1,370,000 | 1,579,000 |
| Interest expense | 29,000 | 61,000 | 89,000 | 117,000 |
| Net interest income | 386,000 | 923,000 | 1,281,000 | 1,462,000 |
| Noninterest income | 59,000 | 118,000 | 181,000 | 432,000 |
| Noninterest expense | 396,000 | 769,000 | 1,136,000 | 1,527,000 |
| Provision for loan losses | 0 | 0 | 0 | 122,000 |
| Pretax income | 49,000 | 272,000 | 326,000 | 245,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 49,000 | 272,000 | 326,000 | 245,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,199,000 | 3,422,000 | 3,439,000 | 3,603,000 |
| Total capital | 3,486,000 | 3,704,000 | 3,730,000 | 3,898,000 |
| Risk-weighted assets | 23,474,000 | 22,610,000 | 23,334,000 | 23,582,000 |