Call reports 2015
ROCKHOLD BANK — 2015
What ROCKHOLD BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 33,876,000 | 33,617,000 | 34,481,000 | 34,305,000 |
| Total loans | 26,813,000 | 27,499,000 | 27,310,000 | 28,309,000 |
| Allowance for loan losses | 315,000 | 290,000 | 283,000 | 284,000 |
| Securities available for sale | 559,000 | 559,000 | 560,000 | 359,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,205,000 | 29,893,000 | 30,736,000 | 30,627,000 |
| Interest-bearing deposits | 21,815,000 | 21,060,000 | 21,430,000 | 21,161,000 |
| Noninterest-bearing deposits | 8,390,000 | 8,833,000 | 9,306,000 | 9,466,000 |
| Equity capital | 3,092,000 | 3,138,000 | 3,172,000 | 3,154,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 396,000 | 802,000 | 1,214,000 | 1,628,000 |
| Interest expense | 32,000 | 65,000 | 97,000 | 127,000 |
| Net interest income | 364,000 | 737,000 | 1,117,000 | 1,501,000 |
| Noninterest income | 76,000 | 154,000 | 222,000 | 279,000 |
| Noninterest expense | 403,000 | 790,000 | 1,202,000 | 1,658,000 |
| Provision for loan losses | 0 | 17,000 | 17,000 | 17,000 |
| Pretax income | 37,000 | 84,000 | 120,000 | 105,000 |
| Income tax | -2,000 | -1,000 | 2,000 | 4,000 |
| Net income | 39,000 | 85,000 | 118,000 | 101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,091,000 | 3,136,000 | 3,172,000 | 3,155,000 |
| Total capital | 3,366,000 | 3,419,000 | 3,455,000 | 3,439,000 |
| Risk-weighted assets | 22,037,000 | 22,702,000 | 23,198,000 | 23,650,000 |