Call reports 2012
ROCKHOLD BANK — 2012
What ROCKHOLD BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 37,948,000 | 35,983,000 | 35,338,000 | 32,926,000 |
| Total loans | 24,356,000 | 25,097,000 | 25,954,000 | 25,733,000 |
| Allowance for loan losses | 555,000 | 550,000 | 605,000 | 772,000 |
| Securities available for sale | 1,874,000 | 1,467,000 | 1,468,000 | 1,468,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,035,000 | 30,102,000 | 29,603,000 | 29,296,000 |
| Interest-bearing deposits | 25,483,000 | 23,430,000 | 22,937,000 | 22,978,000 |
| Noninterest-bearing deposits | 6,552,000 | 6,672,000 | 6,666,000 | 6,318,000 |
| Equity capital | 3,056,000 | 3,001,000 | 2,881,000 | 2,807,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 466,000 | 948,000 | 1,430,000 | 1,890,000 |
| Interest expense | 93,000 | 184,000 | 273,000 | 420,000 |
| Net interest income | 373,000 | 764,000 | 1,157,000 | 1,470,000 |
| Noninterest income | 94,000 | 184,000 | 260,000 | 337,000 |
| Noninterest expense | 464,000 | 931,000 | 1,462,000 | 1,931,000 |
| Provision for loan losses | 62,000 | 128,000 | 242,000 | 447,000 |
| Pretax income | -59,000 | -111,000 | -287,000 | -571,000 |
| Income tax | -58,000 | -53,000 | -108,000 | -169,000 |
| Net income | -1,000 | -58,000 | -179,000 | -402,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,907,000 | 2,853,000 | 2,678,000 | 2,542,000 |
| Total capital | 3,192,000 | 3,141,000 | 2,965,000 | 2,823,000 |
| Risk-weighted assets | 22,878,000 | 22,813,000 | 22,689,000 | 21,987,000 |