Call reports 2011
ROCKHOLD BANK — 2011
What ROCKHOLD BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 38,670,000 | 37,568,000 | 38,238,000 | 37,922,000 |
| Total loans | 28,053,000 | 26,794,000 | 25,988,000 | 25,866,000 |
| Allowance for loan losses | 448,000 | 584,000 | 643,000 | 566,000 |
| Securities available for sale | 2,709,000 | 3,069,000 | 2,449,000 | 1,975,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,214,000 | 31,212,000 | 32,074,000 | 31,980,000 |
| Interest-bearing deposits | 26,700,000 | 26,055,000 | 26,322,000 | 26,293,000 |
| Noninterest-bearing deposits | 5,514,000 | 5,157,000 | 5,752,000 | 5,687,000 |
| Equity capital | 3,492,000 | 3,408,000 | 3,196,000 | 3,058,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 557,000 | 1,085,000 | 1,610,000 | 2,101,000 |
| Interest expense | 142,000 | 273,000 | 381,000 | 480,000 |
| Net interest income | 415,000 | 812,000 | 1,229,000 | 1,621,000 |
| Noninterest income | 70,000 | 160,000 | 208,000 | 306,000 |
| Noninterest expense | 397,000 | 815,000 | 1,267,000 | 1,676,000 |
| Provision for loan losses | 70,000 | 256,000 | 448,000 | 715,000 |
| Pretax income | 18,000 | -99,000 | -278,000 | -464,000 |
| Income tax | -1,000 | -23,000 | -27,000 | -77,000 |
| Net income | 19,000 | -76,000 | -251,000 | -387,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,492,000 | 3,397,000 | 3,191,000 | 2,965,000 |
| Total capital | 3,813,000 | 3,703,000 | 3,492,000 | 3,263,000 |
| Risk-weighted assets | 25,574,000 | 24,189,000 | 23,748,000 | 23,603,000 |