Call reports 2024
CLEVELAND STATE BANK — 2024
What CLEVELAND STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 207,776,000 | 209,115,000 | 216,862,000 | 224,449,000 |
| Total loans | 144,225,000 | 150,096,000 | 151,037,000 | 152,314,000 |
| Allowance for loan losses | 1,723,000 | 1,737,000 | 1,751,000 | 1,751,000 |
| Securities available for sale | 44,549,000 | 44,199,000 | 45,166,000 | 47,756,000 |
| Securities held to maturity | 75,000 | 75,000 | 75,000 | 75,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,546,000 | 178,353,000 | 188,120,000 | 196,156,000 |
| Interest-bearing deposits | 131,408,000 | 132,485,000 | 135,724,000 | 147,382,000 |
| Noninterest-bearing deposits | 50,138,000 | 45,868,000 | 52,396,000 | 48,774,000 |
| Equity capital | 14,361,000 | 14,713,000 | 16,563,000 | 15,573,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,419,000 | 5,031,000 | 7,832,000 | 10,758,000 |
| Interest expense | 972,000 | 2,028,000 | 3,121,000 | 4,260,000 |
| Net interest income | 1,447,000 | 3,003,000 | 4,711,000 | 6,498,000 |
| Noninterest income | 308,000 | 635,000 | 1,016,000 | 1,331,000 |
| Noninterest expense | 1,343,000 | 2,794,000 | 4,164,000 | 5,588,000 |
| Provision for loan losses | 20,000 | 35,000 | 49,000 | 49,000 |
| Pretax income | 392,000 | 795,000 | 1,484,000 | 2,160,000 |
| Income tax | 71,000 | 132,000 | 251,000 | 341,000 |
| Net income | 321,000 | 663,000 | 1,233,000 | 1,819,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,366,000 | 19,707,000 | 20,279,000 | 20,484,000 |