Call reports 2023
CLEVELAND STATE BANK — 2023
What CLEVELAND STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 200,562,000 | 199,191,000 | 195,591,000 | 200,011,000 |
| Total loans | 130,437,000 | 132,252,000 | 134,628,000 | 141,124,000 |
| Allowance for loan losses | 1,705,000 | 1,705,000 | 1,705,000 | 1,703,000 |
| Securities available for sale | 47,820,000 | 46,428,000 | 44,057,000 | 43,393,000 |
| Securities held to maturity | 150,000 | 150,000 | 150,000 | 150,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,781,000 | 175,334,000 | 172,243,000 | 177,448,000 |
| Interest-bearing deposits | 132,345,000 | 126,630,000 | 125,888,000 | 131,942,000 |
| Noninterest-bearing deposits | 45,436,000 | 48,704,000 | 46,355,000 | 45,506,000 |
| Equity capital | 14,045,000 | 13,793,000 | 12,964,000 | 13,931,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,960,000 | 4,043,000 | 6,223,000 | 8,535,000 |
| Interest expense | 577,000 | 1,290,000 | 2,042,000 | 2,847,000 |
| Net interest income | 1,383,000 | 2,753,000 | 4,181,000 | 5,688,000 |
| Noninterest income | 254,000 | 573,000 | 890,000 | 1,218,000 |
| Noninterest expense | 1,429,000 | 2,800,000 | 4,055,000 | 5,370,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 104,000 | 422,000 | 912,000 | 1,077,000 |
| Income tax | 8,000 | 62,000 | 188,000 | 641,000 |
| Net income | 96,000 | 360,000 | 724,000 | 436,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,963,000 | 19,227,000 | 19,590,000 | 19,045,000 |