Call reports 2022
CLEVELAND STATE BANK — 2022
What CLEVELAND STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 178,583,000 | 183,874,000 | 183,330,000 | 187,935,000 |
| Total loans | 102,686,000 | 111,038,000 | 114,252,000 | 122,229,000 |
| Allowance for loan losses | 1,532,000 | 1,552,000 | 1,566,000 | 1,716,000 |
| Securities available for sale | 57,641,000 | 52,996,000 | 49,462,000 | 49,040,000 |
| Securities held to maturity | 225,000 | 225,000 | 225,000 | 225,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,556,000 | 161,614,000 | 161,404,000 | 158,014,000 |
| Interest-bearing deposits | 100,775,000 | 110,456,000 | 111,563,000 | 113,706,000 |
| Noninterest-bearing deposits | 46,781,000 | 51,158,000 | 49,841,000 | 44,308,000 |
| Equity capital | 15,663,000 | 13,969,000 | 12,630,000 | 13,317,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,461,000 | 3,008,000 | 4,668,000 | 6,422,000 |
| Interest expense | 129,000 | 280,000 | 494,000 | 820,000 |
| Net interest income | 1,332,000 | 2,728,000 | 4,174,000 | 5,602,000 |
| Noninterest income | 283,000 | 671,000 | 964,000 | 1,240,000 |
| Noninterest expense | 1,227,000 | 2,447,000 | 3,711,000 | 5,038,000 |
| Provision for loan losses | 0 | 0 | 0 | 150,000 |
| Pretax income | 388,000 | 952,000 | 1,427,000 | 1,654,000 |
| Income tax | 79,000 | 199,000 | 299,000 | 331,000 |
| Net income | 309,000 | 753,000 | 1,128,000 | 1,323,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,234,000 | 18,677,000 | 19,053,000 | 18,865,000 |