Call reports 2021
CLEVELAND STATE BANK — 2021
What CLEVELAND STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 172,241,000 | 172,799,000 | 173,785,000 | 176,586,000 |
| Total loans | 97,761,000 | 100,722,000 | 96,136,000 | 99,119,000 |
| Allowance for loan losses | 1,497,000 | 1,514,000 | 1,522,000 | 1,530,000 |
| Securities available for sale | 49,970,000 | 55,070,000 | 53,313,000 | 60,491,000 |
| Securities held to maturity | 300,000 | 300,000 | 300,000 | 300,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,136,000 | 144,878,000 | 146,692,000 | 150,254,000 |
| Interest-bearing deposits | 97,803,000 | 97,530,000 | 96,057,000 | 104,725,000 |
| Noninterest-bearing deposits | 48,333,000 | 47,348,000 | 50,635,000 | 45,529,000 |
| Equity capital | 17,377,000 | 18,407,000 | 18,664,000 | 18,209,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,689,000 | 3,193,000 | 4,780,000 | 6,220,000 |
| Interest expense | 140,000 | 271,000 | 400,000 | 526,000 |
| Net interest income | 1,549,000 | 2,922,000 | 4,380,000 | 5,694,000 |
| Noninterest income | 903,000 | 1,548,000 | 1,856,000 | 2,419,000 |
| Noninterest expense | 1,101,000 | 2,243,000 | 3,379,000 | 4,815,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,351,000 | 2,227,000 | 2,857,000 | 3,298,000 |
| Income tax | 345,000 | 552,000 | 691,000 | 703,000 |
| Net income | 1,006,000 | 1,675,000 | 2,166,000 | 2,595,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,953,000 | 17,622,000 | 18,113,000 | 17,925,000 |