Call reports 2020
CLEVELAND STATE BANK — 2020
What CLEVELAND STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 134,304,000 | 143,698,000 | 153,149,000 | 163,806,000 |
| Total loans | 90,535,000 | 97,670,000 | 97,766,000 | 96,612,000 |
| Allowance for loan losses | 1,040,000 | 1,248,000 | 1,253,000 | 1,496,000 |
| Securities available for sale | 32,601,000 | 34,050,000 | 34,066,000 | 39,482,000 |
| Securities held to maturity | 866,000 | 865,000 | 375,000 | 375,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,974,000 | 115,621,000 | 124,367,000 | 135,918,000 |
| Interest-bearing deposits | 73,324,000 | 75,080,000 | 81,580,000 | 131,176,000 |
| Noninterest-bearing deposits | 34,650,000 | 40,541,000 | 42,787,000 | 4,742,000 |
| Equity capital | 14,581,000 | 16,295,000 | 17,199,000 | 17,070,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,339,000 | 2,898,000 | 4,304,000 | 5,772,000 |
| Interest expense | 230,000 | 420,000 | 583,000 | 734,000 |
| Net interest income | 1,109,000 | 2,478,000 | 3,721,000 | 5,038,000 |
| Noninterest income | 515,000 | 1,303,000 | 2,273,000 | 3,033,000 |
| Noninterest expense | 1,038,000 | 2,075,000 | 3,130,000 | 4,525,000 |
| Provision for loan losses | 0 | 0 | 0 | 275,000 |
| Pretax income | 586,000 | 1,706,000 | 2,864,000 | 3,271,000 |
| Income tax | 147,000 | 440,000 | 717,000 | 817,000 |
| Net income | 439,000 | 1,266,000 | 2,147,000 | 2,454,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,409,000 | 15,236,000 | 16,116,000 | 15,947,000 |