Call reports 2019
CLEVELAND STATE BANK — 2019
What CLEVELAND STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 126,754,000 | 128,941,000 | 130,077,000 | 129,175,000 |
| Total loans | 83,351,000 | 85,760,000 | 85,597,000 | 87,302,000 |
| Allowance for loan losses | 1,002,000 | 1,011,000 | 1,022,000 | 1,032,000 |
| Securities available for sale | 33,126,000 | 33,117,000 | 33,356,000 | 28,915,000 |
| Securities held to maturity | 919,000 | 868,000 | 868,000 | 867,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,673,000 | 108,900,000 | 110,933,000 | 108,453,000 |
| Interest-bearing deposits | 72,026,000 | 76,650,000 | 75,851,000 | 78,490,000 |
| Noninterest-bearing deposits | 30,647,000 | 32,250,000 | 35,082,000 | 29,963,000 |
| Equity capital | 12,964,000 | 13,783,000 | 14,397,000 | 14,489,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,344,000 | 2,752,000 | 4,182,000 | 5,603,000 |
| Interest expense | 242,000 | 524,000 | 789,000 | 1,027,000 |
| Net interest income | 1,102,000 | 2,228,000 | 3,393,000 | 4,576,000 |
| Noninterest income | 222,000 | 521,000 | 1,068,000 | 1,576,000 |
| Noninterest expense | 950,000 | 1,945,000 | 2,921,000 | 4,036,000 |
| Provision for loan losses | 0 | 0 | 45,000 | 45,000 |
| Pretax income | 374,000 | 804,000 | 1,495,000 | 2,071,000 |
| Income tax | 82,000 | 178,000 | 358,000 | 472,000 |
| Net income | 292,000 | 626,000 | 1,137,000 | 1,599,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,007,000 | 13,341,000 | 13,852,000 | 13,970,000 |
| Total capital | 14,009,000 | 14,352,000 | 14,874,000 | 15,002,000 |
| Risk-weighted assets | 94,744,000 | 99,356,000 | 104,177,000 | 111,258,000 |