Call reports 2018
CLEVELAND STATE BANK — 2018
What CLEVELAND STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 109,631,000 | 116,881,000 | 114,591,000 | 122,386,000 |
| Total loans | 70,556,000 | 76,928,000 | 75,955,000 | 78,579,000 |
| Allowance for loan losses | 1,071,000 | 996,000 | 1,009,000 | 995,000 |
| Securities available for sale | 30,509,000 | 29,148,000 | 27,770,000 | 32,230,000 |
| Securities held to maturity | 977,000 | 921,000 | 921,000 | 920,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,905,000 | 96,766,000 | 96,060,000 | 102,759,000 |
| Interest-bearing deposits | 66,124,000 | 67,201,000 | 68,497,000 | 77,140,000 |
| Noninterest-bearing deposits | 27,781,000 | 29,565,000 | 27,563,000 | 25,619,000 |
| Equity capital | 11,694,000 | 11,837,000 | 11,914,000 | 12,231,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,121,000 | 2,302,000 | 3,509,000 | 4,779,000 |
| Interest expense | 127,000 | 277,000 | 448,000 | 660,000 |
| Net interest income | 994,000 | 2,025,000 | 3,061,000 | 4,119,000 |
| Noninterest income | 245,000 | 468,000 | 747,000 | 1,031,000 |
| Noninterest expense | 986,000 | 1,982,000 | 2,965,000 | 3,939,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 253,000 | 511,000 | 843,000 | 1,211,000 |
| Income tax | 59,000 | 92,000 | 161,000 | 255,000 |
| Net income | 194,000 | 419,000 | 682,000 | 956,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,937,000 | 12,429,000 | 12,692,000 | 12,686,000 |
| Total capital | 11,806,000 | 13,378,000 | 13,626,000 | 13,681,000 |
| Risk-weighted assets | 69,312,000 | 75,916,000 | 74,691,000 | 91,397,000 |