Call reports 2017
CLEVELAND STATE BANK — 2017
What CLEVELAND STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 109,504,000 | 109,787,000 | 112,463,000 | 113,697,000 |
| Total loans | 67,070,000 | 69,462,000 | 72,758,000 | 73,162,000 |
| Allowance for loan losses | 1,070,000 | 1,077,000 | 1,082,000 | 1,063,000 |
| Securities available for sale | 30,373,000 | 30,430,000 | 29,154,000 | 29,423,000 |
| Securities held to maturity | 1,035,000 | 980,000 | 979,000 | 978,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,180,000 | 91,828,000 | 96,847,000 | 96,896,000 |
| Interest-bearing deposits | 63,668,000 | 64,914,000 | 65,910,000 | 70,029,000 |
| Noninterest-bearing deposits | 30,512,000 | 26,914,000 | 30,937,000 | 26,867,000 |
| Equity capital | 11,422,000 | 11,863,000 | 12,064,000 | 11,796,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,041,000 | 2,102,000 | 3,197,000 | 4,359,000 |
| Interest expense | 100,000 | 204,000 | 316,000 | 435,000 |
| Net interest income | 941,000 | 1,898,000 | 2,881,000 | 3,924,000 |
| Noninterest income | 218,000 | 470,000 | 701,000 | 921,000 |
| Noninterest expense | 626,000 | 1,809,000 | 2,666,000 | 3,414,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 258,000 | 544,000 | 849,000 | 1,216,000 |
| Income tax | 63,000 | 167,000 | 220,000 | 426,000 |
| Net income | 195,000 | 377,000 | 629,000 | 790,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,696,000 | 11,878,000 | 12,131,000 | 12,011,000 |
| Total capital | 12,560,000 | 12,753,000 | 13,027,000 | 12,905,000 |
| Risk-weighted assets | 68,943,000 | 69,815,000 | 71,455,000 | 71,328,000 |