Call reports 2004
CLEVELAND STATE BANK — 2004
What CLEVELAND STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 38,269,000 | 39,792,000 | 41,350,000 | 42,223,000 |
| Total loans | 19,297,000 | 19,568,000 | 20,841,000 | 21,947,000 |
| Allowance for loan losses | 290,000 | 290,000 | 290,000 | 287,000 |
| Securities available for sale | 15,705,000 | 16,283,000 | 16,314,000 | 16,041,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,959,000 | 33,370,000 | 33,833,000 | 36,295,000 |
| Interest-bearing deposits | 27,876,000 | 28,480,000 | 29,068,000 | 31,495,000 |
| Noninterest-bearing deposits | 4,083,000 | 4,890,000 | 4,765,000 | 4,800,000 |
| Equity capital | 5,671,000 | 5,535,000 | 5,791,000 | 5,412,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 473,000 | 936,000 | 1,440,000 | 1,949,000 |
| Interest expense | 134,000 | 261,000 | 388,000 | 511,000 |
| Net interest income | 339,000 | 675,000 | 1,052,000 | 1,438,000 |
| Noninterest income | 216,000 | 483,000 | 757,000 | 1,008,000 |
| Noninterest expense | 429,000 | 881,000 | 1,344,000 | 1,876,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 126,000 | 279,000 | 466,000 | 571,000 |
| Income tax | 20,000 | 53,000 | 97,000 | 108,000 |
| Net income | 106,000 | 226,000 | 369,000 | 463,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,326,000 | 5,447,000 | 5,590,000 | 5,278,000 |
| Total capital | 5,582,000 | 5,704,000 | 5,858,000 | 5,565,000 |
| Risk-weighted assets | 20,471,000 | 20,487,000 | 21,449,000 | 23,854,000 |
Machine access — free, no API key
Every figure shown here about CLEVELAND STATE BANK — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.