Call reports 2019
STATE BANK OF ARIZONA — 2019
What STATE BANK OF ARIZONA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 673,243,000 | 678,511,000 | 676,824,000 | 677,589,000 |
| Total loans | 417,262,000 | 413,636,000 | 412,684,000 | 439,237,000 |
| Allowance for loan losses | 4,139,000 | 4,546,000 | 4,546,000 | 4,801,000 |
| Securities available for sale | 170,374,000 | 176,067,000 | 168,470,000 | 151,967,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 585,903,000 | 592,167,000 | 586,972,000 | 586,835,000 |
| Interest-bearing deposits | 451,411,000 | 451,371,000 | 452,234,000 | 455,947,000 |
| Noninterest-bearing deposits | 134,492,000 | 140,796,000 | 134,738,000 | 130,888,000 |
| Equity capital | 73,608,000 | 77,083,000 | 79,195,000 | 79,999,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,902,000 | 13,904,000 | 20,866,000 | 27,765,000 |
| Interest expense | 728,000 | 1,573,000 | 2,339,000 | 2,991,000 |
| Net interest income | 6,174,000 | 12,331,000 | 18,527,000 | 24,774,000 |
| Noninterest income | 1,204,000 | 2,523,000 | 4,100,000 | 6,062,000 |
| Noninterest expense | 4,646,000 | 9,073,000 | 13,785,000 | 19,690,000 |
| Provision for loan losses | 300,000 | 350,000 | 350,000 | 665,000 |
| Pretax income | 2,432,000 | 5,431,000 | 8,492,000 | 10,481,000 |
| Income tax | 519,000 | 1,173,000 | 1,756,000 | 2,283,000 |
| Net income | 1,913,000 | 4,258,000 | 6,736,000 | 8,198,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,222,000 | 69,879,000 | 71,664,000 | 72,463,000 |
| Total capital | 72,446,000 | 74,510,000 | 76,295,000 | 77,349,000 |
| Risk-weighted assets | 505,834,000 | 502,271,000 | 496,253,000 | 517,701,000 |