Call reports 2016
STATE BANK OF ARIZONA — 2016
What STATE BANK OF ARIZONA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 338,179,000 | 346,433,000 | 600,008,000 | 583,009,000 |
| Total loans | 221,046,000 | 221,628,000 | 335,195,000 | 329,080,000 |
| Allowance for loan losses | 3,099,000 | 3,103,000 | 3,046,000 | 3,058,000 |
| Securities available for sale | 51,752,000 | 52,366,000 | 135,773,000 | 147,575,000 |
| Securities held to maturity | 17,000 | 16,000 | 2,000 | 2,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 296,175,000 | 302,966,000 | 532,998,000 | 516,792,000 |
| Interest-bearing deposits | 224,743,000 | 227,258,000 | 402,894,000 | 399,845,000 |
| Noninterest-bearing deposits | 71,432,000 | 75,708,000 | 130,104,000 | 116,947,000 |
| Equity capital | 37,983,000 | 38,749,000 | 61,523,000 | 60,664,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,204,000 | 6,466,000 | 11,524,000 | 16,898,000 |
| Interest expense | 156,000 | 324,000 | 526,000 | 735,000 |
| Net interest income | 3,048,000 | 6,142,000 | 10,998,000 | 16,163,000 |
| Noninterest income | 575,000 | 1,524,000 | 2,452,000 | 3,462,000 |
| Noninterest expense | 2,494,000 | 4,801,000 | 8,429,000 | 13,100,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,129,000 | 2,865,000 | 5,019,000 | 6,523,000 |
| Income tax | 378,000 | 1,015,000 | 1,964,000 | 2,488,000 |
| Net income | 751,000 | 1,850,000 | 3,055,000 | 4,035,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,636,000 | 38,233,000 | 54,507,000 | 54,782,000 |
| Total capital | 40,735,000 | 41,336,000 | 57,553,000 | 57,840,000 |
| Risk-weighted assets | 257,440,000 | 261,466,000 | 421,024,000 | 416,033,000 |