Call reports 2015
STATE BANK OF ARIZONA — 2015
What STATE BANK OF ARIZONA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 328,272,000 | 339,110,000 | 325,075,000 | 325,311,000 |
| Total loans | 217,245,000 | 241,667,000 | 220,772,000 | 220,835,000 |
| Allowance for loan losses | 3,034,000 | 2,969,000 | 3,024,000 | 3,089,000 |
| Securities available for sale | 48,040,000 | 50,809,000 | 49,323,000 | 46,880,000 |
| Securities held to maturity | 24,000 | 23,000 | 21,000 | 19,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 288,476,000 | 298,036,000 | 283,343,000 | 283,050,000 |
| Interest-bearing deposits | 222,643,000 | 228,795,000 | 213,543,000 | 212,225,000 |
| Noninterest-bearing deposits | 65,833,000 | 69,241,000 | 69,800,000 | 70,825,000 |
| Equity capital | 35,303,000 | 35,814,000 | 36,828,000 | 37,542,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,010,000 | 6,283,000 | 9,693,000 | 12,944,000 |
| Interest expense | 133,000 | 276,000 | 431,000 | 583,000 |
| Net interest income | 2,877,000 | 6,007,000 | 9,262,000 | 12,361,000 |
| Noninterest income | 874,000 | 1,879,000 | 3,166,000 | 3,918,000 |
| Noninterest expense | 2,580,000 | 5,150,000 | 7,596,000 | 10,136,000 |
| Provision for loan losses | 110,000 | 460,000 | 885,000 | 885,000 |
| Pretax income | 1,052,000 | 2,267,000 | 3,938,000 | 5,249,000 |
| Income tax | 354,000 | 766,000 | 1,358,000 | 1,739,000 |
| Net income | 698,000 | 1,501,000 | 2,580,000 | 3,510,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,885,000 | 35,679,000 | 36,508,000 | 37,443,000 |
| Total capital | 37,919,000 | 38,648,000 | 39,532,000 | 40,532,000 |
| Risk-weighted assets | 261,193,000 | 280,743,000 | 258,963,000 | 255,092,000 |