Call reports 2026
FIRST STATE BANK OF ROSCOE — 2026
What FIRST STATE BANK OF ROSCOE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 152,269,000 | 147,482,000 |
| Total loans | 74,860,000 | 78,150,000 |
| Allowance for loan losses | 952,000 | 954,000 |
| Securities available for sale | 36,657,000 | 38,022,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 131,034,000 | 125,765,000 |
| Interest-bearing deposits | 108,871,000 | 106,202,000 |
| Noninterest-bearing deposits | 22,163,000 | 19,563,000 |
| Equity capital | 20,116,000 | 20,476,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,817,000 | 3,658,000 |
| Interest expense | 608,000 | 1,211,000 |
| Net interest income | 1,209,000 | 2,447,000 |
| Noninterest income | 40,000 | 65,000 |
| Noninterest expense | 619,000 | 1,240,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 630,000 | 1,272,000 |
| Income tax | 27,000 | 56,000 |
| Net income | 603,000 | 1,216,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 20,397,000 | 20,810,000 |
| Total capital | 21,349,000 | 21,764,000 |
| Risk-weighted assets | 85,107,000 | 86,893,000 |