Call reports 2023
FIRST STATE BANK OF ROSCOE — 2023
What FIRST STATE BANK OF ROSCOE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 147,237,000 | 138,586,000 | 138,391,000 | 145,931,000 |
| Total loans | 59,125,000 | 65,814,000 | 65,927,000 | 67,375,000 |
| Allowance for loan losses | 1,422,000 | 1,423,000 | 1,429,000 | 1,431,000 |
| Securities available for sale | 51,335,000 | 51,054,000 | 50,958,000 | 40,605,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,909,000 | 120,038,000 | 112,738,000 | 119,423,000 |
| Interest-bearing deposits | 107,783,000 | 101,755,000 | 93,726,000 | 96,662,000 |
| Noninterest-bearing deposits | 21,126,000 | 18,283,000 | 19,012,000 | 22,761,000 |
| Equity capital | 14,704,000 | 14,723,000 | 15,147,000 | 16,306,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,471,000 | 2,884,000 | 4,352,000 | 5,952,000 |
| Interest expense | 316,000 | 690,000 | 1,124,000 | 1,625,000 |
| Net interest income | 1,155,000 | 2,194,000 | 3,228,000 | 4,327,000 |
| Noninterest income | 30,000 | 57,000 | 87,000 | 113,000 |
| Noninterest expense | 580,000 | 1,103,000 | 1,607,000 | 2,191,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 605,000 | 1,170,000 | 1,730,000 | 2,271,000 |
| Income tax | 28,000 | 55,000 | 82,000 | 109,000 |
| Net income | 577,000 | 1,115,000 | 1,648,000 | 2,162,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,419,000 | 16,657,000 | 17,090,000 | 17,454,000 |
| Total capital | 17,258,000 | 17,530,000 | 17,971,000 | 18,401,000 |
| Risk-weighted assets | 66,533,000 | 69,258,000 | 69,926,000 | 75,285,000 |