Call reports 2022
FIRST STATE BANK OF ROSCOE — 2022
What FIRST STATE BANK OF ROSCOE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 141,549,000 | 143,553,000 | 138,208,000 | 135,433,000 |
| Total loans | 60,577,000 | 61,116,000 | 64,017,000 | 62,889,000 |
| Allowance for loan losses | 1,406,000 | 1,407,000 | 1,415,000 | 1,416,000 |
| Securities available for sale | 38,139,000 | 38,152,000 | 49,747,000 | 49,996,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,363,000 | 126,570,000 | 121,612,000 | 118,201,000 |
| Interest-bearing deposits | 105,591,000 | 107,821,000 | 103,324,000 | 95,363,000 |
| Noninterest-bearing deposits | 18,772,000 | 18,749,000 | 18,288,000 | 22,838,000 |
| Equity capital | 13,699,000 | 13,491,000 | 13,112,000 | 13,685,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 822,000 | 1,744,000 | 2,855,000 | 4,168,000 |
| Interest expense | 101,000 | 204,000 | 363,000 | 588,000 |
| Net interest income | 721,000 | 1,540,000 | 2,492,000 | 3,580,000 |
| Noninterest income | 29,000 | 57,000 | 86,000 | 111,000 |
| Noninterest expense | 521,000 | 1,006,000 | 1,499,000 | 2,097,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 229,000 | 591,000 | 1,079,000 | 1,594,000 |
| Income tax | 12,000 | 30,000 | 55,000 | 77,000 |
| Net income | 217,000 | 561,000 | 1,024,000 | 1,517,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,842,000 | 15,186,000 | 15,649,000 | 15,842,000 |
| Total capital | 15,849,000 | 16,078,000 | 16,560,000 | 16,695,000 |
| Risk-weighted assets | 80,217,000 | 70,863,000 | 72,360,000 | 67,664,000 |