Call reports 2021
FIRST STATE BANK OF ROSCOE — 2021
What FIRST STATE BANK OF ROSCOE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 133,799,000 | 131,793,000 | 130,110,000 | 139,987,000 |
| Total loans | 73,348,000 | 73,313,000 | 70,893,000 | 63,159,000 |
| Allowance for loan losses | 1,385,000 | 1,387,000 | 1,396,000 | 1,397,000 |
| Securities available for sale | 9,222,000 | 18,221,000 | 18,136,000 | 19,883,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,538,000 | 113,511,000 | 111,568,000 | 121,643,000 |
| Interest-bearing deposits | 98,339,000 | 96,939,000 | 94,396,000 | 100,443,000 |
| Noninterest-bearing deposits | 17,199,000 | 16,572,000 | 17,172,000 | 21,200,000 |
| Equity capital | 14,369,000 | 14,488,000 | 14,946,000 | 14,798,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 950,000 | 2,113,000 | 3,185,000 | 4,088,000 |
| Interest expense | 153,000 | 285,000 | 395,000 | 495,000 |
| Net interest income | 797,000 | 1,828,000 | 2,790,000 | 3,593,000 |
| Noninterest income | 115,000 | 657,000 | 678,000 | 706,000 |
| Noninterest expense | 603,000 | 1,090,000 | 1,582,000 | 2,111,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 309,000 | 1,395,000 | 1,886,000 | 2,188,000 |
| Income tax | 12,000 | 31,000 | 53,000 | 69,000 |
| Net income | 297,000 | 1,364,000 | 1,833,000 | 2,119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,028,000 | 14,170,000 | 14,638,000 | 14,625,000 |
| Total capital | 15,013,000 | 15,224,000 | 15,696,000 | 15,622,000 |
| Risk-weighted assets | 78,387,000 | 83,956,000 | 84,326,000 | 79,326,000 |