Call reports 2017
FIRST STATE BANK OF ROSCOE — 2017
What FIRST STATE BANK OF ROSCOE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 103,662,000 | 104,154,000 | 101,816,000 | 104,048,000 |
| Total loans | 84,944,000 | 87,426,000 | 86,268,000 | 81,911,000 |
| Allowance for loan losses | 1,082,000 | 1,142,000 | 1,146,000 | 1,148,000 |
| Securities available for sale | 4,887,000 | 4,869,000 | 4,810,000 | 5,890,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,673,000 | 89,682,000 | 88,190,000 | 90,069,000 |
| Interest-bearing deposits | 81,400,000 | 82,647,000 | 79,641,000 | 80,528,000 |
| Noninterest-bearing deposits | 8,273,000 | 7,035,000 | 8,549,000 | 9,541,000 |
| Equity capital | 13,380,000 | 13,823,000 | 12,927,000 | 13,239,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,108,000 | 2,232,000 | 3,356,000 | 4,421,000 |
| Interest expense | 149,000 | 300,000 | 453,000 | 627,000 |
| Net interest income | 959,000 | 1,932,000 | 2,903,000 | 3,794,000 |
| Noninterest income | 42,000 | 75,000 | 111,000 | 144,000 |
| Noninterest expense | 501,000 | 1,000,000 | 1,473,000 | 2,023,000 |
| Provision for loan losses | 50,000 | 110,000 | 210,000 | 210,000 |
| Pretax income | 450,000 | 897,000 | 1,331,000 | 1,705,000 |
| Income tax | -3,000 | 36,000 | 58,000 | 73,000 |
| Net income | 453,000 | 861,000 | 1,273,000 | 1,632,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,076,000 | 13,485,000 | 12,598,000 | 12,956,000 |
| Total capital | 14,158,000 | 14,627,000 | 13,744,000 | 14,072,000 |
| Risk-weighted assets | 91,316,000 | 93,418,000 | 92,557,000 | 89,285,000 |