Call reports 2016

FIRST STATE BANK OF ROSCOE — 2016

Name: FIRST STATE BANK OF ROSCOE — FFIEC call report 2016
Creator: FIRST STATE BANK OF ROSCOE

What FIRST STATE BANK OF ROSCOE reported to the FFIEC in 2016, quarter by quarter.

PERIOD: 2016SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/77669d57-714a-4db5-9dc8-18c2aff7ee66/2016

Balance sheet

What the bank holds and owes at quarter end

Measure	2016Q1	2016Q2	2016Q3	2016Q4
Total assets	105,548,000	105,123,000	101,345,000	104,219,000
Total loans	82,033,000	85,517,000	83,588,000	86,326,000
Allowance for loan losses	897,000	1,008,000	1,012,000	1,028,000
Securities available for sale	7,850,000	7,758,000	5,433,000	4,949,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	92,360,000	90,328,000	88,060,000	90,636,000
Interest-bearing deposits	84,117,000	82,784,000	79,648,000	79,889,000
Noninterest-bearing deposits	8,243,000	7,544,000	8,412,000	10,747,000
Equity capital	12,603,000	13,092,000	12,614,000	12,895,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2016Q1	2016Q2	2016Q3	2016Q4
Interest income	1,075,000	2,180,000	3,331,000	4,393,000
Interest expense	144,000	291,000	440,000	581,000
Net interest income	931,000	1,889,000	2,891,000	3,812,000
Noninterest income	37,000	71,000	111,000	143,000
Noninterest expense	519,000	959,000	1,425,000	1,958,000
Provision for loan losses	0	110,000	110,000	122,000
Pretax income	449,000	891,000	1,467,000	1,875,000
Income tax	22,000	26,000	45,000	69,000
Net income	427,000	865,000	1,422,000	1,806,000

Basel measures — not reported for every quarter

Measure	2016Q1	2016Q2	2016Q3	2016Q4
Tier 1 capital	12,245,000	12,683,000	12,240,000	12,624,000
Total capital	13,142,000	13,691,000	13,252,000	13,652,000
Risk-weighted assets	89,118,000	91,749,000	89,802,000	92,840,000