Call reports 2014

FIRST STATE BANK OF ROSCOE — 2014

Name: FIRST STATE BANK OF ROSCOE — FFIEC call report 2014
Creator: FIRST STATE BANK OF ROSCOE

What FIRST STATE BANK OF ROSCOE reported to the FFIEC in 2014, quarter by quarter.

PERIOD: 2014SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/77669d57-714a-4db5-9dc8-18c2aff7ee66/2014

Balance sheet

What the bank holds and owes at quarter end

Measure	2014Q1	2014Q2	2014Q3	2014Q4
Total assets	96,280,000	95,778,000	96,783,000	95,449,000
Total loans	69,754,000	75,602,000	78,478,000	77,718,000
Allowance for loan losses	771,000	752,000	793,000	833,000
Securities available for sale	8,502,000	8,412,000	8,055,000	7,562,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	85,682,000	84,699,000	81,530,000	83,014,000
Interest-bearing deposits	77,161,000	76,431,000	73,948,000	72,887,000
Noninterest-bearing deposits	8,521,000	8,268,000	7,582,000	10,127,000
Equity capital	10,067,000	10,549,000	10,866,000	11,263,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2014Q1	2014Q2	2014Q3	2014Q4
Interest income	961,000	1,951,000	3,014,000	4,038,000
Interest expense	123,000	247,000	374,000	501,000
Net interest income	838,000	1,704,000	2,640,000	3,537,000
Noninterest income	27,000	58,000	189,000	219,000
Noninterest expense	342,000	761,000	1,261,000	1,768,000
Provision for loan losses	50,000	100,000	140,000	200,000
Pretax income	560,000	901,000	1,428,000	1,788,000
Income tax	22,000	44,000	55,000	69,000
Net income	538,000	857,000	1,373,000	1,719,000

Basel measures — not reported for every quarter

Measure	2014Q1	2014Q2	2014Q3	2014Q4
Tier 1 capital	10,094,000	10,413,000	10,729,000	11,075,000
Total capital	10,865,000	11,165,000	11,522,000	11,908,000
Risk-weighted assets	74,021,000	79,103,000	83,014,000	82,991,000